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Endowment is the missing pillar of university finance
UK universities rely on public grants, tuition fees, and research income, but largely neglect endowments as a funding pillar. Outside Oxford and Cambridge, UK universities hold around £5 billion in endowment assets, generating just 0.3% of sector income. Only 10% of philanthropic income goes to endowments, versus 29% in the US. Experts argue that pooled investment structures, stronger governance, and better fundraising alignment could grow non-Oxbridge endowments from £5 billion to £38 billion over 20 years.